Welcome MATADORS COMMUNITY CREDIT Union Members!

Do You Need an Estate Plan?

Estate planning is the process of anticipating and arranging for the disposal of an estate. Many of us think that this type of planning is only for the wealthy. This couldn’t be further from the truth! Estate planning applies to all of us, and we should all engage in some level of planning.  It is very important to have a plan to manage your health and financial decisions should you find yourself in a situation where you are unable to do so; and to be able to ultimately distribute your property to chosen heirs and beneficiaries in a manner YOU so wish quickly, privately and cost-effectively (by avoiding the probate process).

What is a Living Trust?

Trusts are legal mechanisms that allow you to put conditions on how and when your assets will be distributed upon your death. They also allow you to reduce your estate taxes and to distribute assets to your heirs without the cost (approximately 8% of the gross value of your estate), delay (9 months – 2 years) and publicity of probate court, which administers wills. A trust allows you to name a successor trustee, who not only manages your trust after you die, but is empowered to manage the trust assets if you become unable to do so.


Protecting your Minor Children

Parents with minor children face major estate planning decisions. Providing for your minor children if you pass away involves two distinct concerns:

  • Who will raise the children if you are unable-that is, who will be each child’s guardian?
  • How can you best provide financial support for your children? What money or property will be available? Who will handle and supervise it for the child’s benefit? And what legal method is best for managing it?

It is important to design a plan that incorporates all of your wishes-before it is too late to do so.  If you don't have an estate plan, your children's guardians and the distribution of your assets will be determined through the courts. 

As a valued member of Matadors Community Credit Union you have access to FREE estate planning consultations and discounted living trusts, prepared by experienced attorneys! Here is what fellow MCCU Members are saying about our services: 

"
I highly recommend Affinity Trusts for all your living trust and related
needs.  The staff is very professional, honest, and highly ethical.  These are
essential qualities in any business relationship, but even more so when
 
dealing with sensitive topics.  Natalie Spiwak, President of Affinity Trusts, is sensitive, easy to talk with
and non-judgmental.  What you see is what you get.  There is no pretense 

with her.  She follows through with what she says and truly puts her 

customers first.  She is successful, because she believes in what she 

does."


-Satisfied MCCU Member Since 1989



             Schedule a FREE Appointment with a            Certified Citadel Estate Planner (CCEP)

A CCEP is a specially trained paralegal who has been instructed by and works under the supervision of the attorneys at Citadel Law Corporation.  A CCEP may discuss the general advantages of proper estate planning and gather any information necessary for the proper completion of the estate plan by attorneys at Citadel Law Corporation. 

Please complete the fields below and we will respond to your inquiry within 24 hours



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You may also contact:

 Natalie Spiwak, CCEP at (323) 251-7059 or via email at natalie@affinitytrusts.com
OR 
Randi Moore, CCEP at (323) 791-8988 or via email at randi@affinitytrusts.com

Matadors Community Credit Union is not responsible for the products or recommendations provided by Citadel Law Corporation nor any business transactions conducted between the member and Citadel Law Corporation
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